DCS Risk Management Group


Sprague & Killeen, Inc. is a founding member of the DCS Risk Management Group, LLC.  DCS is an organization of Hudson Valley based Independent Insurance Agencies who share similar values on customer service, insurance company representation, and management. This affiliation has allowed us to broaden our product offerings, which is a great benefit to our clients. We are also able to access large insurance agency resources while maintaining our local, personal relationships we currently have with our clients. All of this positively impacts our ability to assist our clients.


Current members of DCS Risk Management Group are:

Vero Agency, Inc. – Chester, NY


Our trained staff recognizes that in a world of voice mail and high tech communications, there is a high value in being a familiar face and a trusted advisor. This philosophy backs all of our products.

The advantage of being a member of DCS is that we are represented by a broad spectrum of insurance companies. This creates greater flexibility and choice for us AND for you, with the end result being the most comprehensive coverage at a competitive price.

For more information visit our website at www.dcsriskmanagement.com

Trusted Choice



Trusted Choice® is a national brand that represents the 140,000 Licensed Independent Insurance Agents & Brokers of America. These agents are independent business owners who are bound by a common commitment to serving their customers.


Independent Insurance Agents vs. Captive Agents

There are two primary types of insurance agents. “Captive” agents are employees of one insurance company and can only write policies for that company. This means they are limited to their company’s coverage plans.

Trusted Choice® Independent Insurance Agents, however, are able to source from a variety of reputable national and local providers. They have the flexibility to offer a broader range of options at highly competitive prices, so you get a personally tailored plan to suit your needs and budget.



PIA membership provides independent insurance agencies and brokerages with critical information, education and easy-to-access business tools that save time and money.